- By Aditya Jha
- Wed, 10 Jun 2026 03:47 PM (IST)
- Source:JND
A 25-year-old entrepreneur, in a Reddit post, has sought financial advice from the netizens after being trapped in debt worth over Rs 1 crore. In his post, the user stated that he began the cloud kitchen business back in 2021 after being fired from a BPO job. The user stated that he borrowed Rs 2 lakh from a distant relative to start the business; however, the monetary requirements increased as the business expanded. While the kitchen generated good income in the beginning, the cash flow took a hit as the demand decreased later in proportion with the expansion.
'Cash Flow Got Drained'
In the post, the 25-year-old businessman disclosed that the cash flow got drained by interests and repayments, adding that he also developed health issues. "The restaurant generated revenue and had customers, but the debt burden became impossible to sustain. Cash flow was constantly being drained by interest and repayments. The stress got severe. I lost around 25 kg in a short period, and my family became extremely concerned," the user wrote.
25M, restaurant failed, ₹70L debt remaining. Considering taking more debt to restart. Need honest advice.
by u/StonedButterchicken in IndiaBusiness
He further stated that his mother came to the rescue and helped in clearing a portion of the loan; however, he is still burdened by a huge debt. The user further sought advise by asking whether he should start a small cafe or try to find a job temporarily.
What Netizens Suggested?
"If you were in my position, what would be your path to rebuilding income while carrying Rs 70 lakh of debt? I'm looking for honest opinions, even if they're hard to hear. Thanks for reading," he concluded. While replying to his post, most of the netizens advised him to join a corporate job temporarily to clear the debt.
"Take a break, OP. You are pushing your entire family into an unending debt spiral. Restart your career. Pay off debts. Start small, grow slow but never take loans beyond 10 per cent interest rate as a thumb rule. Have equity deals not debt. All the best - you are young and you have a long way to go," one of the users replied.