Delhi Lakshmi Yojana: Who Can Apply, Documents Required, Registration Process And Rs 2,500 Monthly Benefit

Delhi Lakshmi Yojana: Within the first 12 hours of the Delhi Lakshmi Yojana portal going live, around 34,000 women registered on the online portal. Of these, nearly 1,940 applications were submitted after completing all the required formalities.

The Delhi Lakshmi Yojana, launched by Delhi Chief Minister Rekha Gupta on Saturday, provides eligible women in the national capital with Rs 2,500 per month in financial assistance.

The government said the scheme aims not only to provide monthly financial support but also to promote long-term financial security for women.

A budgetary allocation of Rs 5,110 crore has been made for the scheme in the 2026-27 budget. Beyond direct financial assistance, the initiative seeks to promote savings, digital financial inclusion and social security among women.

ALSO READ: Delhi Lakshmi Yojana Portal Launched: Eligible Women To Receive Rs 2,500 Monthly; When Will First Installment Be Released?

Delhi Lakshmi Yojana: Who Can Apply?

According to the scheme guidelines, women aged 21 to 60 years with an annual family income of up to Rs 2.5 lakh are eligible to apply.

However, the following categories of applicants are not eligible:

- Women already receiving benefits under any other financial assistance scheme or pension.

- Taxpayers.

 - Government employees.

 - Women with more than three living children.

 - Families with annual electricity consumption exceeding 2,400 units.

 - Those who own a four-wheeler.

 - Families with any member employed in government service.

 - Families with any member facing a criminal case.

-> Only the eldest eligible woman in a family can apply under the scheme.

Additionally, the applicant, or her parents or husband, must have been residents of Delhi for at least 10 years. The beneficiary must also be a registered voter in the national capital.

ALSO READ: Delhi Mahila Samriddhi Yojana: Get Rs 1,000 Monthly, Save Rs 1,500 And Receive Rs 58,000 After 3 Years; Here's How It Works

Delhi Lakshmi Yojana: How Will the Rs 2,500 Be Deposited?

The scheme offers beneficiaries two options for receiving the monthly assistance:

- Option 1:

Rs 1,000 will be credited every month to a Central Bank Digital Currency (CBDC) wallet for day-to-day expenses.

The remaining Rs 1,500 will be deposited into a Recurring Deposit (RD) or Fixed Deposit (FD) account.

- Option 2:

The entire Rs 2,500 monthly assistance can be deposited into an RD or FD account, enabling beneficiaries to build long-term savings while earning interest.

Delhi Lakshmi Yojana: Documents Required

The verification process will include Aadhaar authentication, Delhi voter registration, family income, electricity consumption, vehicle ownership, pension status and government employment records.

• Applicants will need the following documents:
• Aadhaar Card
• Delhi Voter ID Card
• Applicant's photograph and signature
• Endorsement letter from the MP or MLA of the constituency

Proof of 10 years' residence (any one): Delhi Voter ID Card, Ration Card, Driving Licence, Electricity Bill, or Gas Connection Bill/Receipt

Age proof (anyone): Birth Certificate, School Leaving Certificate, Class 10. Matriculation Certificate, Driving Licence, PAN Card, Aadhaar Card or Voter ID Card

The government has warned that false declarations or fraudulent claims will result in recovery of the assistance amount, along with legal and administrative action.

Delhi Lakshmi Yojana: How to Register

Step 1: Visit the official portal at dly.delhi.gov.in

Step 2: Enter your personal details, including Aadhaar and other basic information.

Step 3: Fill in the required details of all family members.

Step 4: Provide your bank account details for the transfer of benefits.

Step 5: Upload all required documents in the prescribed format.

Step 6: Review the application carefully and submit it.

Step 7: Upload the signed MP/MLA endorsement letter.

Step 8: Download and save the acknowledgement receipt for future reference.